Alaska
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts (checking/savings) | 5 | |
| Certificates of deposit | 5 | |
| Wages/payroll | 1 | |
| Money orders (non-bank) | 7 | |
| Official bank checks/money orders | 5 | |
| Traveler's checks | 15 | |
| Safe deposit boxes | 1 | |
| Life insurance proceeds | 2 | Matured policies |
| Casualty insurance | 3 | |
| Utility deposits/refunds | 1 | |
| Dividends | 3 | |
| Securities | 5 | |
| Bonds/debt | 5 | Government bonds: 1 year |
| Mineral proceeds | 3 | |
| IRA/Keogh | 3 | |
| Gift certificates | 3 | |
| Credit memos | 3 | |
| Vendor-vendor payments | 3 | |
| Dissolution/liquidation | 1 | |
| Fiduciaries | 3 | |
| Court/agency funds | 1 | State and federal |
| Other property | 3 | Default dormancy |
Alaska's unclaimed property law (AS 34.45) is based on the 1981 Uniform Act with state modifications. Reports due November 1 for property held as of June 30. Due diligence required for items valued at $100 or more. Safe deposit boxes have a short 1-year dormancy. Life insurance at 2 years is shorter than most states.
Finder / Helper Restrictions
Restriction Level: Moderate
Fee Cap: 10-20% (tiered) — Under AS 34.45.700, finders may charge up to 20% commission if the property value is $500 or less. If the value exceeds $500, the maximum fee is 10%.
Waiting Period: 24 months — Under AS 34.45.700, an agreement to pay compensation for locating property is unenforceable if made before delivery to the state or within 24 months after delivery.
Solicitation Rules: Contract must be in writing, not exceed six months, specify fees to be charged, and state the nature and value of the property and the owner's share after fee deduction.