Idaho
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts | 5 | 5 years of inactivity; includes checking, savings, and CDs |
| Wages/payroll | 1 | 1 year after wages become payable |
| Insurance proceeds | 5 | 5 years after maturity; life insurance and casualty |
| Securities | 5 | 5 years after last activity; includes dividends and shares |
| Utility deposits | 1 | 1 year after termination of services |
| Safe deposit boxes | 5 | 5 years after expiration of lease or rental period |
| IRA/Keogh accounts | 3 | 3 years after the account becomes distributable |
| Traveler's checks | 15 | 15 years after issuance |
| Money orders | 7 | 7 years after issuance |
Idaho adopted its version of the 2016 Revised Uniform Unclaimed Property Act (RUUPA) via House Bill 471, effective July 1, 2024. This impacts filings due October 31, 2025. Key change: property with a value of $50 or less now escheats (previously exempt). Exemptions exist for game-related digital content, loyalty cards, in-store credit for returns, and certain gift cards. Due diligence notices required for property valued at $50 or more, sent 60-180 days before filing.
Finder / Helper Restrictions
Restriction Level: Light
Fee Cap: None specified — Idaho does not impose a statutory cap on finder fees. There is no limit to the fee a finder can charge.
Waiting Period: 24 months — No person or company is entitled to a fee for discovering abandoned property until it has been in the custody of the state for at least 24 months. Agreements entered before this period are unenforceable.
Solicitation Rules: Idaho does not encourage finder/locator services. Agreements are unenforceable if entered before the 24-month custody period. The state actively promotes free direct claims through yourmoney.idaho.gov.