Nebraska
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts | 5 | 5 years of inactivity; includes checking, savings, and CDs |
| Wages/payroll | 1 | 1 year after wages become payable |
| Insurance proceeds | 5 | 5 years after proceeds become due and payable under life or endowment policy or annuity |
| Securities | 5 | 5 years after last activity or communication |
| Utility deposits | 3 | 3 years after termination of services |
| Safe deposit boxes | 3 | 3 years after expiration of lease or rental period |
| Gift certificates | 3 | 3 years following issuance |
| Traveler's checks | 15 | 15 years after issuance |
| Money orders | 7 | 7 years after issuance |
Nebraska operates under the Uniform Disposition of Unclaimed Property Act (based on 1981 model). The general dormancy period is 5 years for most property types, with shorter periods for wages (1 year), utilities and safe deposit boxes (3 years). Nearly 1 in 5 Nebraskans has unclaimed property. The state has returned over $300 million to rightful owners since the program's inception.
Finder / Helper Restrictions
Restriction Level: Strict
Fee Cap: 10% — A professional finder's fee shall be limited to ten percent of the total dollar amount of the property presumed abandoned (Neb. Rev. Stat. 69-1317).
Waiting Period: 24 months — Records are not available for copying, reproduction, or scrutiny by commercial or professional locators who charge any service or finder's fee until 24 months after the names from holders' reports have been published or officially disclosed (69-1317).
Solicitation Rules: Finders must disclose to the owner the nature, location, and value of the property, provide notice of when property was reported to the State Treasurer, and inform the owner that it may be claimed directly at no cost. Records are restricted from commercial locators for 24 months after publication.