U.S. Virgin Islands
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts (savings/checking) | 5 | 28 VIC 653 |
| Certificates of deposit | 5 | 28 VIC 653 |
| Wages/payroll | 1 | 28 VIC 653 |
| Money orders | 5 | 28 VIC 653 |
| Traveler's checks | 15 | 28 VIC 653 |
| Life insurance proceeds | 5 | 28 VIC 653; demutualization 3 years |
| Casualty insurance | 5 | 28 VIC 653 |
| Utility deposits/refunds | 1 | 28 VIC 653 |
| Dividends | 5 | 28 VIC 653 |
| Securities | 5 | 28 VIC 653 |
| Safe deposit boxes | 5 | 28 VIC 653 |
| Fiduciaries | 5 | 28 VIC 653 |
| All other property | 5 | 28 VIC 653; general catch-all |
The USVI follows the 1981 Uniform Unclaimed Property Act with generally uniform dormancy periods. Most property types have a 5-year dormancy period. No statute of limitations applies to claims. Holders who fail to report/deliver property pay 9% annual interest. Reports due first quarter following the year property becomes unclaimed.
Finder / Helper Restrictions
Restriction Level: Light
Fee Cap: None specified — The USVI Uniform Unclaimed Property Act (28 VIC 651 et seq.) does not specify an explicit percentage cap on finder fees. Claims through the Lieutenant Governor's office are free.
Waiting Period: None specified — No specific statutory waiting period for finder agreements in the USVI Uniform Unclaimed Property Act.
Solicitation Rules: No specific finder solicitation rules in territorial law. Claims through the official portal are free of charge.