Wyoming
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts (checking/savings) | 5 | |
| Certificates of deposit | 5 | |
| Wages/payroll | 1 | Including unpresented payroll checks |
| Money orders (non-bank) | 7 | |
| Official bank checks/money orders | 5 | |
| Traveler's checks | 15 | |
| Safe deposit boxes | 5 | |
| Life insurance proceeds | 5 | Matured or terminated; death benefits 2 years |
| Casualty insurance | 5 | |
| Utility deposits/refunds | 1 | After termination of services |
| Dividends | 3 | |
| Securities | 3 | |
| Bonds/debt | 3 | |
| Mineral proceeds | 3 | |
| IRA/Keogh | 5 | |
| Gift certificates | 3 | |
| Vendor-vendor payments | 5 | |
| Fiduciaries | 5 | |
| Court/agency funds | 1 | State and federal |
| Other property | 5 | Default dormancy |
Wyoming follows the 1995 UUPA. Most property has a 5-year dormancy. Securities, dividends, and mineral proceeds are shorter at 3 years. Wages and utility deposits are 1 year. Reports due November 1 annually. As of February 2024, $110M was owed to owners with Wyoming addresses. Life insurance death benefits with unknown payee have a shorter 2-year dormancy.
Finder / Helper Restrictions
Restriction Level: Light
Fee Cap: No cap — Wyoming law does not set a percentage limit on finder fees. However, agreements must be in writing to be enforceable after the 24-month waiting period.
Waiting Period: 24 months — Under Wyo. Stat. 34-24-136, agreements to pay asset finders are unenforceable if made within 24 months after the date payment or delivery is made from the holder to the State of Wyoming.
Solicitation Rules: After the 24-month waiting period, finder agreements must be in writing. No statutory fee cap applies. The state encourages owners to search the free database before engaging a finder.