Utah
Statutory term: Unclaimed Property
Overview
Search for Unclaimed Property
This program provides a public search portal where you can look up unclaimed property.
Search Now →Key Statistics
Dormancy Periods
The dormancy period is how long property must be inactive before it is considered unclaimed and reported to the state.
| Property Type | Years | Notes |
|---|---|---|
| Bank accounts (checking/savings) | 3 | Demand, savings, or time deposits; 3 years from maturity or last indication of interest |
| Wages/payroll/commissions | 1 | Shortest dormancy period under RUUPA |
| Insurance proceeds | 3 | Life insurance, annuity contracts, endowment policies |
| Securities/dividends | 3 | Cash and shares |
| Utility deposits | 3 | Standard 3-year period |
| Safe deposit boxes | 3 | Contents become unclaimed after 3 years without contact |
| Stored-value cards | 3 | Cards sold/issued on or after May 8, 2018; 3 years from last indication of interest |
| State/municipal bonds | 3 | 3 years from maturity, call date, or obligation to pay principal |
| General intangible property | 3 | Default for property not specified in other sections |
| Money orders | 7 | Extended dormancy |
| Traveler's checks | 15 | Longest dormancy period |
Utah adopted the 2016 Revised Uniform Unclaimed Property Act (RUUPA) in 2017, becoming the second state to enact it (SB 175, signed by Governor Herbert on March 24, 2017). Most property types have a uniform 3-year dormancy period. Wages and commissions are 1 year. Annual reporting deadline: November 1. Record $128M turned over to state in FY2024. Division returned record $43.4M in FY2025, processing 29,254 claims.
Finder / Helper Restrictions
Restriction Level: Strict
Fee Cap: 20% — Finders may charge up to 20% of the recovered property value. However, the power of attorney submitted with the claim CANNOT contain any contractual provisions such as fee or percentage charged.
Waiting Period: 24 months — Finders must wait 24 months after the delivery of any property to the Unclaimed Property Division before any agreement they make to recover or assist in the recovery of that property is valid.
Solicitation Rules: No specific solicitation timing restrictions beyond the 24-month waiting period. Power of attorney must be original (copies not accepted) and must not contain any fee or contractual provisions.